Tuesday, February 07, 2006

61,000 Members and Growing Fast--What Is It?

You guessed it: the centenarians club in the US today.
There are a lot of families dealing with how to care for 100-year old relatives, not to mention those caring for people in their nineties or eighties, or those caring for LBD patients of still younger ages.
For a discussion of financial issues, go to my blog entry for January 31, based on the Wall Street Journal article on January 23.
We caregivers are starting to think about our own financial planning for later years. Buying long-term care health insurance is starting to look like a smart step. A benefit of $100 per day would not cover assisted living, but it would supplement Social Security and Medicare to make devouring one's life savings in the last few years of life less likely.
My husband has long-term health care insurance.
The serious cost and my own optimism have prevented me from signing up for it so far, but if I want to protect my children from the financial impact of my care after some event such as a stroke, I should start paying now.
Well, maybe not now--how about after we finishing paying college tuitions?

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